AGENDA

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Advocates of 401(k), 403(b) and other defined contribution plans have convinced us that we should take a current deduction and defer paying tax on retirement contributions until later years.  We are encouraged to fund taxable retirement accounts early and often as we enter the workforce, but could that advice be misguided?  For the average person, the first few decades of one's career are potentially some of the lowest income tax brackets they will experience.

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It is easy to overestimate the amount of retirement savings by underestimating its tax liabilities.  Growing a retirement nest egg is a positive aspiration, but reducing a current income tax payment to only defer and pay substantially higher rates in retirement is not.  For those that plan well, retirement accounts can be tax efficient, without required minimum distributions and structured to leave beneficiaries tax free assets.

Join Alternative Tax Management, Managing Director, Jason Pueschel as we review strategies to convert tax laden retirement assets into tax free Roth IRA accounts using discounted tax conversion methods.  Pay less tax now and grow tax free forever!